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Equipment Financing at Keystone Capital

Keystone Capital provides various lease and/or finance programs specifically designed to meet your company's capital equipment requirements and financial considerations. The following is a brief overview of some of the programs and services provided by Keystone Capital:

Keystone - Application Only (KAPP PROGRAM)
Keystone - Commercial (KOMM PROGRAM)
Keystone - Maximizer (KMAX PROGRAM)
Keystone - Lease Lines (MASTER PROGRAM)

Keystone - Application Only (KAPP PROGRAM)

Transaction amount $3,000 - $100,000

Time in business:
Minimum Start Up - Must have a business checking account.

Signed Verification Credit Application:
Must complete all ownership information.

Bank reference:
With phone, contact name, & account number.

Comparable credit reference:
With phone, contact, account number & beginning balance.

Three trade references:
With phone, contact & account numbers.

Keystone - Commercial (KOMM PROGRAM)

Transaction amount $100,000 - $5,000,000

Time in Business:
Three Years or 5 years minimum if requesting Corp-Only credit

Signed Credit Application:
As Above

Bank reference:
As Above

Comparable credit reference:
As Above

Three trade references:
As Above

3 Years Financial Statements:
With Matching Corporate Tax Returns, If Statement Not Audited.

Interim Financial Statement:
Most Current.

Personal Tax Returns:
Last 3 Years On Proprietors, Partners and 20%+ Shareholders of Closely Held Corporations.
N/A to Corp-Only credit requests.

Personal Financial Statement:
On Proprietors, Partners and 20%+ Shareholders of Closely Held Corporations.
N/A to Corp-Only credit requests.

Keystone - Maximizer (KMAX PROGRAM)

Transaction amount $5,000,000 - $50,000,000

Complete Credit and Financial Profile:
Credit Information As Described In KOMM Section Above Plus Business Plan With Five Year Projections and Equipment Justification and S&P debt rated.

Keystone - Lease Lines (MASTER PROGRAM)

Transaction amount $25,000 - $50,000,000
Amounts may be pre-approved based on KAPP or KOMM Program guidelines.
Lease payments are based on amounts that are funded.
Best program when considering multiple leases over an extended period of time.

Keystone Capital offers the following LEASING & FLEXIBLE PAYMENT structures:

  • Lease 100% of your SOFTWARE & HARDWARE.
  • Special rate programs for all NEW and USED equipment.
  • Deferral Payment Programs for up to 6 months.
  • Seasonal Payment Programs for company’s that rely on seasonal business.
  • Step-up payment programs to allow for lower payments in the beginning term of the lease.
  • Step-down payment programs to allow for lower payments at the latter term of the lease.
  • NO COVENANTS or additional security required